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Términos y Condiciones


1. Our service, our commitment

These general terms and conditions (hereinafter, the "Terms and Conditions") govern the provision by EURO FIN MANAGEMENT, S.R.L., a company with registered office in ROME (RM) VIALE AVIGNONE 102, CAP 00144, Rome, and Registration number 16098401009 (hereinafter, "Neowintech") of the services listed below. Please read these Terms and Conditions carefully before using any of our services.

These Terms and Conditions, set forth the agreement regarding the use of the Neowintech website for the procurement of the related services (hereinafter, the "Agreement").

In this Agreement:

"Collaborative Providers" are those entities whose services are offered on the Neowintech website. Their role contributes to the overall experience and service provided to the user.

"User" or "Users" are those who use Neowintech's technology platform and benefit from the meeting point with financial or other services or solutions companies.

In this Agreement and in the corresponding Neowintech Privacy Policy, we refer interchangeably to "Neowintech", "we", "us", "our" or "our" to establish the relationship with the User. In this Agreement "Website" or "website" refers to Neowintech's website which is the technological platform where the Collaborative Providers are displayed.

"Third parties" are those that have not been specifically defined and are not related to Neowintech.

Neowintech offers the service of a technological platform or Marketplace that serves as a meeting point between financial services companies or others that can advertise financial solutions, products or information (hereinafter, the "Service"). The financial services companies are the Collaborative Providers to whom the financial solutions belong exclusively, and therefore the Service is limited to serving as a Marketplace platform for financial information, products or services of their Collaborative Providers. Neowintech Users use the Service to learn about the products of the Collaborative Providers.

Neowintech is not authorised to provide financial, banking or investment services, nor is it supervised by any supervisory authority. Neowintech is not responsible for the compliance with the Collaborative Providers' rules of conduct.

Those services provided and regulated as supervised activities, as a consequence of this Agreement, are exclusively provided by the Collaborative Providers, and never by Neowintech. Third party products, information and solutions that can be accessed via the website are provided by Collaborative Providers and access to their direct registration or website is advertised on Neowintech.

You agree and accept that the clauses contained in the Terms and Conditions are considered as general contracting conditions, for the purposes indicated in Law 7/1998, of 13 April, on general contracting conditions.

You confirm that you accept the terms of this Agreement by accessing our Service and/or once you have been notified of any modification to this Agreement. If there is anything you do not understand, please do not hesitate to contact our Customer Service indicated in this document.

2. Terms of Use and Service

2.1 Your use of the Website and its content is voluntary and at your own risk.

2.2 You must not unauthorisedly access, penetrate, interfere with, interfere with, damage or disrupt (or attempt to do so) any part of the Service or its security measures, servers, other equipment or networks connected to the Service or on which any software is stored or used in the provision of the Service, including the transmission of worms, computer viruses, malware, logic bombs, Trojan horses, spyware, harmful components or any other software, code or data of a corrupt, destructive, malicious or disruptive nature (collectively, "Virus").

2.3 You must not introduce content or code, or alter or otherwise interfere with the manner in which a page of the Service is rendered or displayed on a user's browser or device.

2.4 You must not access the Service through any means not authorised by Neowintech, including but not limited to automated devices, scripts, bots, spiders, crawlers or scrapers (except for standard search engine technologies used by a search engine with Neowintech's express written consent).

2.5 You must not change, modify, adapt or alter the Service or change, modify, adapt or alter another website so as to inaccurately imply an association with the Service or Neowintech, except for those references to websites owned by our Suppliers.

2.6 Neowintech does not accept unsolicited content, information, ideas, suggestions or other materials, except where Neowintech has established specific criteria and conditions for submission.

2.7 When you submit unsolicited content, information, ideas, suggestions or other materials in breach of the above paragraph, you agree that we may use such content, information, ideas, suggestions or other materials for any purpose, including, without limitation, developing and marketing products and services without any liability or payment or acknowledgement of any kind to you.

3. Purpose of the Service

3.1 Neowintech allows the User, through appropriate electronic means, to create a User profile with its Collaborative Providers, subject to their terms and conditions and any appropriate encryption mechanisms formalised by the Collaborative Providers;

3.2 In order to provide the Service, Neowintech uses Collaborative Providers and the User shall accept the Collaborative Provider's terms and conditions once the User has left the Neowintech website. The User shall only accept the Terms and Conditions set forth herein.

3.3 The aforementioned authorisation shall remain in force during the use of the Service and shall expire upon termination of the Service.

4. Access to the Service

4.1 Access to and use of the Service shall be through the Website. The condition of User will be acquired automatically, once inside the website.

4.2 The User will be able to access the Neowintech Service through the website where he/she will find the same offer of Collaborative Providers.

5. Access to personal accounts and Neowintech's authorisation

5.1 Through these Terms and Conditions, you agree that Neowintech will only provide your personal information to third parties where required by law or where necessary to provide the Service to you.

5.2 You agree that the Contributing Providers are third party beneficiaries of the applicable provisions of these Terms and Conditions, with all rights to enforce such provisions as if such service providers were a party to these Terms and Conditions.

6. Collaborative Provider Packages and Services

6.1 Your browsing and interaction on any other websites or use of other services, including websites and services that have a connection to the Service we provide, through our Collaborative Providers, are subject to the rules, terms, conditions, privacy and cookie policies of those websites or services. Please read the rules, terms and conditions, conditions and privacy and cookie policies that apply to such websites and services before using them.

6.2 The Service, as well as communications received through your use of or comments on the Service, may include links to websites, applications, rules, terms, conditions, and privacy and cookie policies of third parties (our Collaborative Providers). These links allow you to complete the Service.

6.3 We make no warranties or representations about the services or products available through third party links. Further, we do not warrant that any loan, investment, donation, account or other service terms, rates or rewards offered by any particular advertiser are those actually offered to you in the event that you accept the advertiser's offer, or that these terms are the best in the market, or the lowest rates. Neowintech assumes no responsibility for the content or operation of third party services or for any loss or damage that may arise from their use or content.

7. Website data and information: charges and security

7.1 You agree that you are responsible for any and all charges you incur from mobile service providers, internet providers or other data providers while using the Service.

7.2 We do not guarantee that the Service will always be free of Viruses. You are responsible for the configuration of your technology (including your mobile phone) to access the Service and for the security of your internet connection. You should use your own virus protection software.

8. Our right to change these Terms

8.1 We may need to update or modify these Terms from time to time to comply with applicable law or our business requirements.

8.2 We reserve the right, at our sole discretion, to change these Terms from time to time ("Modified Terms"). The Modified Terms will be communicated to Users. Use of the Service after the effective date of these Modified Terms (or engaging in such other conduct as we may reasonably specify) constitutes approval and enforcement of these Modified Terms immediately. The Terms and Conditions set forth herein shall continue to govern any disputes that may arise prior to the effective date of the Modified Terms.

9. Warranties

9.1 You expressly understand and agree that: You use the Neowintech Service and all information, products or any other content included in or accessible from Contributor Providers through the Service at your own risk. We expressly disclaim all warranties of any kind with regard to the Service and all information, products and any other content (including that of the Contributor Providers) included or accessible through the Service, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

9.2 Neowintech does not warrant that: the Service will meet your requirements; the Service will be uninterrupted, timely, secure or error-free; the results that may be obtained from the use of the Neowintech Service through the use of its Collaborative Providers will be accurate or reliable; the quality of all products, services, information or other material purchased or obtained by you through the use of the Collaborative Providers will meet your expectations; or all technological errors will be corrected.

9.3 Any material downloaded or otherwise obtained through the use of the Service is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that may result from the download of any such material. No information, whether oral or written, obtained by you, from our Collaborative Providers or from us through the Service shall create any warranty not expressly stated in these Terms.

10. Our liability

10.1 If Neowintech does not comply with these Terms and Conditions, we will be liable for any loss or damage you suffer as a direct result of our breach of these Terms and Conditions or arising from our negligence. However, Neowintech will not be liable for any loss or damage which is not foreseeable. In this regard, loss or damage is foreseeable if it is an obvious consequence of our breach or if it was contemplated by both you and us at the time you agreed to Neowintech's Terms and Conditions with your use of the Service.

10.2 We only provide the Marketplace Service for domestic and private use. You agree not to use the product for any commercial, business or resale purposes, and we have no liability to you for any loss of profit, loss of business, business interruption or loss of business opportunity.

10.3 We are not a financial advisor, a credit service provider or a crowdfunding platform. Under no circumstances does the Service offered relate to financial collateral or instruments subject to regulation in these markets. At no time does the Service offered purport or attempt to provide financial advice and therefore cannot be considered as such. We do not represent, warrant or guarantee in any way that the Service offered from the Collaborative Providers is appropriate for you. Neowintech is a technology platform that provides a meeting point, the Service, where Users can access certain financial information provided by the Collaborative Providers.

11. Indemnification

You agree to indemnify Neowintech against any claim, liability, damage, expense or cost (including, without limitation, reasonable attorneys' fees) caused by or arising out of your breach of these Terms and Conditions in the use of the Service, infringement of any proprietary or other right.

12. Termination and suspension

12.1 Neowintech will determine, using a logical and appropriate standard, when a breach of these Terms and Conditions has occurred through your use of the Service. When such a breach occurs, it will take such action as it deems appropriate, including any or all of the following: Immediate, temporary or permanent withdrawal of your right to use the Service; Initiation of legal proceedings against you including reimbursement of all costs (including but not limited to reasonable administrative and legal costs) resulting from the breach;; and/or if deemed necessary bring the matter to the attention of the relevant authorities.

12.2 Neowintech reserves the right to withdraw at our sole discretion and at any time, either temporarily or permanently, your right to use the Service.

13. Linking to our site

13.1 You may access any link on our site, provided you do so in a way that is lawful and does not damage, harm or exploit our reputation, nor seek to do so.

13.2 You must not suggest any form of collaboration, approval or endorsement by Neowintech where this does not exist.

13.3 You must not remove, obscure or alter any advertisements, copyright notices or other information on our site. The Neowintech website must not be linked to any other website.

13.4 The Collaborative Provider's website, which will be accessed through the Service, must fully comply with the content standards set out in these Terms and Conditions, and we reserve the right to withdraw permission to access the link without notice.

14. General and Applicable Law

14.1 You must not assign, grant permission or otherwise transfer to any third party any of your rights and/or obligations described in these Terms and Conditions.

14.2 We shall have no liability to you for any failure or delay in performing our obligations under these Terms and Conditions to the extent that such failure or delay is caused by you or by an event or circumstance reasonably beyond our control.

14.3 These Terms and Conditions (together with our Privacy and Cookie Policy) contain the entire agreement and understanding relating to the subject matter of the agreement between the parties and supersede any prior agreements or provisions (whether oral or written) relating thereto.

14.4 If any provision of these Terms and Conditions is deemed to be superseded for any reason, such supersession shall not affect the remaining provisions of these Terms and Conditions, which shall remain in full force and effect.

14.5 Your or our failure to exercise any right or remedy under these Terms and Conditions shall not constitute a waiver of such right or remedy.

14.6 The applicable law in the event of any dispute or conflict of interpretation shall be Italian law. For the resolution of any conflict, you agree with Neowintech that such conflict will be submitted to the Judges and Courts of your domicile. Otherwise, Neowintech and the User agree to submit to the Courts and Tribunals of Rome (Italy). If a court decides that we cannot rely on part of these Terms and Conditions, the rest of the Terms and Conditions will remain in full force and effect, as each of the provisions of these Terms are independent.

14.7 Nothing in clause 14 limits our right to bring proceedings against you in any other court of competent jurisdiction, nor shall bringing proceedings against you in one or more jurisdictions preclude us from bringing proceedings in any other jurisdiction, whether concurrently or not, to the extent permitted by the law of that other jurisdiction.

14.8 This Agreement was originally drafted in English. In the event of any discrepancies between alternative versions, the English version shall prevail.

15. Questions and complaints

15.1 If you have any questions or complaints regarding the Service, or simply wish to contact us, you may contact our customer service team by emailing support@neowintech.com.

15.2 In the event that you have a complaint that we are unable to resolve, you may report this situation through the European Commission Online Dispute Resolution Platform via the following link, https://webgate.ec.europa.eu/odr/.

Thank you for using the service Last updated: 21/09/2021


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© 2021 Todos los derechos reservados. Ninguno de los productos del marketplace pertenece a Neowintech. Neowintech trabaja con diferentes proveedores financieros para ofrecerte un moderno abanico de productos financieros. Neowintech no ofrece servicios de asesoramiento, ni realiza recomendaciones de inversión ni sobre ningún tipo de producto financiero. Neowintech no está autorizada para la prestación de servicios financieros ni registrada en ningún supervisor o autoridad financiera. Neowintech sólo ofrece información sobre productos y servicios. Al utilizar nuestro sitio web, aceptas el uso de cookies de acuerdo con nuestra Política de Privacidad y Cookies.
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